FREE teleconference Wednesday, February 6 - 8pm to 9pm eastern
"How to build a $50,000 to $100,000 lifetime recurring income in three years."

Details and phone number here...

Special One-Time Teleconference Thursday, February 7 - 8pm to 10pm eastern...
How to Be (More) Highly Paid as a Consultant or Trainer!

Details and register here... Space is limited.

IN THIS ISSUE:

1. LIFE SKILL FOR BUSINESS!

Flex Your Finance-Ability... Seven Cures for a Lean Purse!
Cure #2 - Control Thy Expenditures...

2. BUSINESS SKILL FOR LIFE!

The 10/20/70 Formula for Financial Success!

3. SPECIAL TELECONFERENCE

How to Be (More) Highly Paid as a Consultant or Trainer!

4. MASTERMIND YOUR WAY TO MILLIONS

Become an Information Millionaire!
Details here...

5. GET MEGA-REFERRALS

Click here for training now on CD

==========================
1. LIFE SKILL FOR BUSINESS
==========================

Flex Your Finance-Ability... Seven Cures for a Lean Purse!

"Our acts can be no wiser than our thinking. Our thinking can be no wiser
than our understanding." From The Richest Man in Babylon

Cure #2... Control Thy Expenditures!

The students asked, "How can a man keep one-tenth of all he earns in his purse
when all the coins he earns are not enough for his necessary expenses?"

Arkad the wise asked in return, "Yesterday, how many of you carried lean purses?"

"All of us."

"Yet, thou do not all earn the same. Some earn much more than others. Some have
much larger families to support. Yet, all purses were equally lean. NOW, I will tell thee
an unusual truth:

"WHAT EACH OF US CALLS 'NECESSARY EXPENSES' WILL ALWAYS GROW TO EQUAL
OUR INCOMES UNLESS WE PROTEST TO THE CONTRARY.

"Confuse not the necessary expenses with thy desires. Each of you has more desires than
your earnings can gratify. Because of my wealth thinkest thou I may gratify every desire? 'Tis
a false idea. There are limits to my time to my strength to the distance I may travel to what I
may eat to the zest with which I may enjoy.

"Thy desires are a multitude and those that thou mayest gratify are but few.

"Study thoughtfully thy accustomed habits of living. Herein may be most often found certain
accepted expenses that may wisely be reduced or eliminated. Let thy motto be 100% of
appreciated value for each coin spent.

"Engrave upon the clay each thing for which thou desireth to spend. Select those that are
necessary and others that are possible through the expenditure of nine-tenths of thy income.
Cross out the rest and consider them but a part of that great multitude of desires that must
go unsatisfied and regret them not.

"Budget they necessary expenses. Touch not the one-tenth (10%) that is fattening thy purse.
Let this be thy great desire that is being fulfilled. Keep working with thy budget; keep adjusting
it to help thee. Make it thy first assistant in defending thy fattening purse.

"Have thy necessities, and insofar as attainable, thy other desires. Thy budget shows up the
leaks from thy purse and enables thee to stop them and control thy expenditures for definite
and gratifying purposes.

Arkak, The Richest Man in Babylon

This week's life skill for business:

Flex Your Finance-Ability... Control Thy Expenditures

"This then is the second cure for a lean purse: Budget thy expenses that thou mayest have
coins to pay for thy necessities, to pay for thy enjoyments and to gratify thy worthwhile
desires without spending more than nine-tenths of thy earnings."

Take the first 10% of your next paycheck and put it away for YOU. NO MATTER WHAT.
Live on what's left (90%). Then do it again next month. After three months, it will be a habit.
And your purse will be fattening.

===========================
2. BUSINESS SKILL FOR LIFE
===========================

You CAN Have It All... NOT!

The 10/2070/20 Formula for Financial Success.

Standard Success BS says, "You can have it all." Just what is "all."

"You can have everything." Everything? C'mon. We have so bought into the idea that life is
about having more and doing more that we've forgotten to enjoy what we already have and
what we have already done. In the process of striving for more, more, more we give up our lives.

How do you know when enough is enough, financially?

It's enough if you can buy it with 90% of what you earn. You know it's enough if you can afford it with
what's left after you put the first 10% away for you. Why work for Uncle Sam, Aunt Selma, cousin Billy
and the Jones's next door and have nothing left for you? Human nature being what it is, you can't
count on having 10% left after you pay everyone else. That's a recipe for financial upside-down cake.

How can you reverse this, immediately?

Use the 10/20/70 Formula for Financial Success.

10... This week, this paycheck, take the first 10% out for yourself, NO MATTER WHAT.

20... Contact your creditors and offer a payback plan with the next 20% of your income.

70... Live on the remaining 70% (or 90% if you have no creditors).

Do this for the next month. At the end of the month, here's what will happen.

You'll have 10% of your total earnings put away, untouched to reward all your hard work.

You will have paid something to everyone else you owe after you will have kept your share.

You will live as comfortably. Maybe you give up one or two luxuries. But what you gain from control of
your money and your life is a trade that benefits you in more important areas of life. Stress is killing us.

When we work for bill collectors, creditors and the advertisers who cause us to crave their
products, we never feel accomplished, successful nor fulfilled. It also weakens our immune system.

When you reward yourself, pay off your creditors, and live on 70% of what's left, you gain
something that is beyond measure: peace of mind, and a free spirit. Would you give up a few luxuries
if in return you sleep better, and have more peace and calm? How would it be to feel eagerness,
not dread to wake up on Monday morning and face the week ahead?

From a financial point of view, cure #2 for a lean purse is a HIGH YIELD RETURN.
You'd be hard-pressed to get this return long term from almost any investment.

If you put 10% of your income away consistently for 10 years, how much money would you have?
Better yet, "what if every gold piece you save was a slave to work for you, and every copper earned
its child and that child also earned for you. How much would you have in 10 years?"

In the zeal to hit the lottery for the big payday, or catch that rising stock IPO and multiply earnings
hundreds of percent, we forget that we guarantee ourselves a 10% return on our hard-earned
efforts every time we take one-tenth of our income and put it away. Even if we put it under a mattress.

Advises the Richest Man in Babylon...

"A part of all you earn is yours to keep. It should be not less than a tenth, no matter how little you earn.
It can be as much more as you can afford. Pay yourself first. Do not buy from the clothes-maker and the
sandal-maker more than you can pay out of the rest and still have enough for food and charity.

"Wealth, like a tree, grows from a tiny seed. The sooner you plant the seed the sooner shall the
tree grow. And the more faithfully you nourish and water the tree with consistent savings, the sooner
may you bask in contentment beneath its shade."

At 13 years old, Adam is learning the value of money. He's getting a grasp on where it comes from,
what it represents, how to respect and use it, why to save some of it, and how to protect it from those
who would steal it (a hard life lesson he learned last week when someone swiped his wallet at school).
It's not too early for him to learn how to increase it.

Children learn from their parents and from their own experience. They do what parents model. If you
model thrift, prudence, restraint and respect for money, they follow. They are conditioned by advertisers
to develop "insatiable" wants, and with that comes no end to their desire for more.

Too many children today are buying-addicted. They are consumed by having everything they think
they want. The real trouble is that many parents indulge them. They have lost control. A loss of control
is one sign of addictive behavior. Children who can't resist the temptation grow into debt-laden adults.

Let's addict them to paying themselves first, saving 10% and giving something to others less fortunate.
If we could teach every child this simple 10/20/70 Formula when they are young, we instill prudence for
when they earn a real living. They always have at least 10% of their accumulated earnings, they learn how
to live within their means, and give something to those with less (there is always someone with less).

What better way to ground them in fundamental money managing life skills than to teach them...

Cure #2 for a lean purse... Control Thy Expenditures!

The world won't end if you pay yourself first; you won't go to jail. You may have to buy one less
cappuccino today, hold the fries with the burger, or eliminate the chicken on the Caesar salad.
None of these will kill you (probably, they will add years to your life).

One less video game rental each week won't hurt the kids. Let them pick up a book, or better yet,
give away a game or toy they don't need, and spend an hour cheering up someone who has no
games or toys.

If we can condition our children to put away the first 10% of their earnings, starting from their very
first paycheck, and live on 90% we won't have to worry about their financial futures. It matters more
THAT they save, then WHERE they save. Long term, the best guarantee of having control of your
financial life is to keep at least 10% of your earnings, and live on 90%.

If you average $50,000/year for 40 years, you will earn $2 million in your lifetime (likely more). That
is an enormous sum of money when you stop and think about. What's amazing is that the average
65-year old has under $10,000 in savings. It's not much higher for the average 45-year old.

If our children can look forward to earning $2 million, will they be worse off if they spend $1.8 million
rather than all $2 million? Hardly. Over 40 years, they won't even notice the difference. But they will
notice at the end of the year when they have 10% of every dollar they earned fattening their purse.
Year after year, 10% of income amounts to a nice chunk of change. How do you guarantee a 10%
return every year on your efforts?

Keep the first 10% for yourself, no matter what! Live on what's left. You won't miss it.

This Week's Business Skill for Life:

Use the 10/20/70 Formula for Financial Success.

Pay yourself first (10%).
Pay your creditors next (20%).
Live on the remaining 70% (90% when you are debt-free).


======================
3. SPECIAL TELECLASS
======================

How to Be (More) Highly Paid as a Consultant or Trainer!

Would you like to know how I earned $726.67 per hour for three hours work this week?
That's NO Success BS. I earned more than the president.

I will show you exactly how I did it, and how you can do it, too.

Do you have a desire to get paid at the top of your abilities, rather than settling for less?

Are you ready to bring your highest and best value to the market and have the market
pay you in kind?

On January 1,1990, I doubled my consulting/training/speaking fees. I increased from
$500 per day to $1,000 per day. I didn't lose any business. Actually, I got more.
In 1990, $1,000 per day put you in the top 10% of the profession.

Today my keynote speaking fee is $5,000.

Would you like to learn, first hand exactly how I did it, and how you can earn
$500/ hour to $2,000 per day following the same path? With one major difference:

It won't take you 10 years. It won't even take you 10 months.

I will show you how to earn $500 per hour, or more in 60 days, or less.

If you want to earn more, or increase fees to the top of your value-ability scale, I
urge you to join this one-time only, special two-hour teleconference.

How to Be (More) Highly Paid as a Consultant or Trainer!

Enroll and get a free insider report worth thousands of dollars,
"Winning and Keeping Billion Dollar Clients... 21 Ways to Hook the BIG Fish!"

Go here to register... Space is limited.


====================================
4. MASTERMIND YOUR WAY TO MILLIONS!
====================================

Are you ready to be an information millionaire?

Forty of the world's most successful authors and marketers were brought together
in a secret location for a full day to answer one question:

"How would you 'pre-sell' ONE MILLION COPIES of a book, that is, BEFORE it's published?"

This new powerhouse training gives you a never before look behind the scene's at how some of the
world's most successful marketers sell millions of books and information products. For that matter,
the insights in this training can be used to sell millions of any product. Led by best-selling authors
Mark Victor Hansen (Chicken Soup for the Soul series) and Robert Allen (Nothing Down, Multiple
Streams of Income), get ready to supercharge your marketing results and mastermind your way
to millions.

This brand new training course also features: Gary Halbert, Brian Tracy, Ken Kerr, Dan Poynter,
Joe Sugarman, and 30 MORE Information Marketing Experts revealing their most closely guarded,
insider strategies that makes each of them MILLIONS of DOLLARS selling INFORMATION products!

Now YOU can learn these secrets - secrets that have never been released to ANYONE before!
Secrets YOU can use to create your own "infopreneuring empire"!

What would you pay to have been a fly on the wall for this full day and night of brainstorming?

Bring this once-in-a-lifetime mastermind session home AND in the process...

Get it ABSOLUTELY FREE! Read how here:


====================================
5. MEGA-REFERRALS TRAINING NOW ON CD
====================================

A consultant to the financial services industry declares...

"I called three old clients, and reactivated all three. In 48 hours I got $6,000 in new monthly retainer
income using the MEGA-Referrals system. Amazing. It was easy, like shooting fish in a barrel.
Thanks for a powerful yet simple system that truly works wonders."

Are you leveraging past clients and referrals for all their worth?
Are you ready to tame your gremlins once and for all?

MEGA-referrals training will save you a bundle in marketing and boost your top and bottom lines quickly.
Not only will you get referrals, you'll generate new sales from past and inactive customers. You have gold
in them thar hills waiting to be mined. It's time for you to get powerful testimonials, ringing endorsements
and MEGA-referrals.

If you have customers, want more customers, are ready to tame the gremlins running around
in your head, want to add huge value to your customers and dollars to your bottom line, I can
honestly say you will not make a better investment all year than in this training.

Training now available on a double CD set. Last week for special half-price sale.
Click here

Want to earn $1,000 per hour, $2,000 per half-day as a MEGA-Referrals trainer? I'll show you how.
Become a MEGA-Referrals trainer and keep 100% of everything you earn.
Click here to earn $1,000 per hour (only 7 spots left).

===============================
6. SHARE peace with someone today
===============================

Make peace with someone, today.

If you haven't been there, please visit and sign our guest-book.
Visit PeaceOffer.net

Please share peaceoffer.net with someone else.

===============================
EARN REFERRAL COMMISSIONS
===============================

You can earn a 10 - 25 percent commission for referring Mitch for
speaking engagements, training, consulting and bulk product sales.
Commissions can start between $400.00 and $1,000 and
increase from there depending on your level of involvement.

For more info email:

===================================
FREE ARTICLES FOR YOUR PUBLICATIONS
===================================

We have many articles available for reprint in your publication,
company newsletter, etc. You may use articles written that you
see published on any of our websites.

AxelrodLearning.com - ValueProfiles.com - SalesAlchemy.com

View samples of back newsletter issues here...

See our extensive list of written titles here...

All you have to do is print the article in its entirety along with the by
line at top and the credits, and complete contact information at the
end of each article. I would appreciate a tear sheet or electronic copy too.

EMAIL... your special request of articles on topics you can use.
Thanks.

Until next time...

Control Thy Expenditures.

Use the 10/20/70 Formula for Financial Success.

Get (More) Highly Paid as a Consultant or Trainer...

Mastermind Your Way to Information Millions...

Maximize Your Tax Savings...

Get MEGA-Referrals starting today...

Sign up for peace...

Make this week, a WONDERFUL week.


Mitch Axelrod
Axelrod Learning
Voice: 973-736-1304
Fax: 973-736-3930

Contact Mitch

Back to the NEWSLETTER Home Page. We invite you to share this link with
clients, associates, and friends who want to unlock their potential.

Axelrod Learning is your one-stop, "INFORMATION FILLIN' STATION."
Find something new every week. Download a FREE copy of...
"Success-Abilities™... 21 Life Skills for the 21st Century newsletter.
Visit Axelrod Learning and join.

Download NEW Free eBook, "Breakthrough to Higher Performance, and Boost Your Sales Success!"

Sponsor our teens value's work! Corporate sponsors invited.

Contact us for training, coaching, speaking and consulting.

Comments? Suggestions? Let us know what's on your mind.